Steven Ferrara entered the insurance business with The Guardian Life Insurance Company of America, New York, N.Y. in 1974 as a Financial Representative and qualified for the Million Dollar Round Table (MDRT), making him the youngest producer ever to attain membership in that prestigious international organization.

Steven took over leadership of his agency, Northeast Planning Corporation, in 1989 as General Agent and has consistently qualified of GAMA’s Master Agency Award, has maintained Platinum status with Guardian and won the Guardian’s prestigious President’s Cup award for outstanding agency of the year in 1999.

As an industry leader, Steven was Essex NAIFA President in 1985 and the New Jersey State NAIFA President in 1991 and has received both the Local Life Underwriter of the Year and the New Jersey State Life Underwriter of the year awards.  Today he is a member of the New Jersey Department of Banking and Insurance Commissioners Advisory Board where over the last nine years he has helped advise the department and the industry on many regulatory issues.

Northeast Planning Corporation works in tandem with Bennett Financial Group.  Through NEPC, Justin’s clients gain access to hundreds of products and back office support.

Registered Representative of Park Avenue Securities LLC (PAS).  Securities products and services are offered through PAS, a registered broker/dealer.  Financial Representative, The Guardian Life Insurance Company of America (Guardian).  New York,  NY, PAS is an indirect wholly owned subsidiary of Guardian Northeast Planning Corporation is not an affiliate or subsidiary of PAS or Guardian.

PAS is a member of FINRA, SIPC.